Canadian Housing MarketSee the full cost of your next move.
FREE CANADIAN HOUSING TOOLS

Make your next move with your eyes open.

Find a budget you can live with. Understand the full cost of a home, compare your options, and know what to do next.

Find my buying budgetPlan a saleEvaluate a rental property

Free to use • No account required • Sources linked

BEYOND THE ASKING PRICEExample · CAD

See what a home really costs.

Estimated monthly ownership cost

$4,488/ month

Mortgage$3,338Other costs$1,150
Estimated cash to close$80,000
Example assumptions

Down payment: 10% · Rate: 4.5% · 25 years.

Other costs include property tax, heating, insurance and maintenance. Closing cash includes the down payment and a $15,000 closing-cost allowance. Adapt these examples to your situation.

Compare my own options
CHOOSE YOUR PATH

What are you trying to do?

Choose your goal. Your numbers carry forward as you work through the tools.

Buy a home

What can I comfortably afford?

Find your range, then check the payment and cash you’ll need.

Start buying plan Sell or move

What will I keep after selling?

Allow for selling costs and your mortgage, then plan your next purchase.

Start selling plan Buy a rental property

Will the rent cover the costs?

Test rental income, expenses, vacancy and financing. Save and compare your scenarios.

Check rental cash flow
Already own? Compare your renewalExplore and watch local markets
ALL 10 CALCULATORSFind the calculator that matches your question.Explore mortgage payments, affordability, closing costs, renewals, selling, rent versus buy, and moving.View all calculators
PUT YOUR OPTIONS SIDE BY SIDE

Which option works better for you?

Compare the costs and checks still to complete. Your details stay on this device.

Open My Plan
Compare 2 or 3 properties

See cash to close, true monthly cost, and the checks still unresolved.

Open the buyer workspace Prepare your asking price

Organize comparable sales and see the proceeds from three possible prices.

Open the seller workspace Keep renting or buy?

Compare both paths using your costs and how long you expect to stay.

Compare the options
NEW-HOME PRICE SNAPSHOT

How are new-home prices changing?

Choose a tracked area to view Statistics Canada’s New Housing Price Index and policy-rate context. The full view includes resale context only for Canada, Ontario, Toronto, and Ottawa.

View full market details

National context

Canada

New-home index; resale context in the full view. No individual property valuation.

Annual new-home price change-2.3%

2.3% lower than one year ago

New Housing Price Index: 120.6. Dec. 2016 = 100Updated: June 2026Source: Statistics Canada
Latest monthly change-0.1%

0.1% lower than last month

Updated: June 2026Source: Statistics Canada
Five-year new-home change3.3%

3.3% higher than five years ago

Updated: June 2026Source: Statistics Canada
Bank of Canada policy interest rate2.25%

No change at the July 15, 2026 decision

Economic context, not a mortgage rateUpdated: July 15, 2026Source: Bank of Canada
Dated data, not a live feedSources retrieved: July 28, 2026
DECISION RESOURCES

Understand the agreement before you sign it.

Practical answers about representation, offers, and agent fees.

View all guides
Buying without an agent

What changes, who protects your interests, and which professionals to involve.

Read the guide Prepare an offer

Organize facts, open decisions, and handoffs for professional review.

Use the worksheet Compare agent fees

Compare two quotes, services, and terms without an assumed rate.

Open the comparison
BUILT FOR CLARITY

Clear results you can check.

See the assumptions

Show the inputs and key assumptions that have the greatest effect on each result.

Review the methodology

Compare scenarios

Duplicate, save, and compare options without entering the same information again. Saved on this device.

View saved scenarios

Verify the source

Display the source and latest available update date beside market figures.

Review data sources