Canadian mortgage and home calculators
Choose the goal that matches your decision. Recommended starting tools appear first; each calculator carries compatible numbers forward and shows the next step.
10 calculators
Recommended routeStart with one of the three cards marked “Start here.” The other tools continue or deepen that path.
Home affordability calculator for Canada
How much home could I comfortably afford?Compare a comfortable home budget, an estimated lender limit, and the maximum purchase your down payment may support.
Check affordabilityMortgage renewal calculator for Canada
How much could my payment change at renewal?Compare your current mortgage payment with a renewal offer, test another rate, and see interest, principal, switching costs, and payment shock.
Compare a renewalHome-sale net proceeds calculator for Canada
How much money would be left after I sell?Choose a province or territory, then estimate what may be left after mortgage payout, commission and regional sales tax, legal fees, preparation, and moving costs.
Estimate sale proceedsCanadian mortgage payment calculator
What would my mortgage payment actually be?Estimate a Canadian mortgage payment, mortgage default insurance, qualifying rate, and the ownership costs your payment does not include.
Calculate a paymentHome closing-cost calculator for Canada
How much cash will I need to close in my province?Choose a province or territory, then estimate regional transfer or registration fees, verified buyer relief, mortgage-insurance tax, and total cash needed at closing.
Estimate cash to closeTrue monthly home-ownership cost calculator
What would this home cost me each month?Add mortgage, property tax, heating, condo fees, and a maintenance reserve to understand the monthly cost of owning beyond the loan payment.
See the monthly costRent vs. buy calculator for Canada
Would renting or buying cost less over time?Compare multi-year renting costs with estimated ownership costs using the selected region’s transfer fees, mortgage-insurance tax, and sales tax on selling costs.
Compare rent vs. buyProperty transfer tax calculator for Canada
What property transfer fee would I pay in my region?Estimate the property transfer tax, deed transfer tax, or land-title registration fee for any Canadian province or territory.
Calculate transfer taxMortgage amortization calculator for Canada
How fast could I pay off my mortgage?Build a Canadian mortgage amortization schedule and compare regular, accelerated, extra-payment, and annual lump-sum strategies.
Build a payoff planMove-up home calculator for Canada
Can I sell this home and buy the next one?Connect expected sale proceeds to the region-specific closing cash, mortgage, monthly cost, and timing of your next home purchase.
Plan the sale and purchaseDecision and agreement resources
Prepare the questions, professional reviews, and service comparison around a transaction.