Seller proceeds calculator

Home-sale net proceeds calculator for Canada

Choose a province or territory, then estimate what may be left after mortgage payout, commission and regional sales tax, legal fees, preparation, and moving costs.

Start calculating

Plan with the money left after the sale.

Recommended selling path

Example numbers

All 10 tools

Next stepPlan the sale and purchase

STEP 1 OF 2

Where is the property?

Choose a province or territory so taxes, transfer fees, and regional assumptions are tailored before you start.

NEXT STEPS

What to do next

Continue your plan, verify the official rule, and know who can confirm details specific to your situation.

Continue your planMove-up home calculator for Canada

Connect expected sale proceeds to the region-specific closing cash, mortgage, monthly cost, and timing of your next home purchase.

Verify at the sourceFCAC guide to selling costs

Open the published source to confirm the rule and its effective date.

Who to consultA real estate lawyer or notary

Confirm the payout statement, adjustments, discharge work, taxes, and final sale proceeds.

Understand the result

A seller’s usable number

Low, base, and high sale-price scenarios show how sensitive your proceeds are.
Commission and the selected region’s sales-tax rate are editable assumptions shown separately.
Enter the payout statement and penalty supplied by your lender when available.

Formula and assumptions

Calculations are reproducible and use the published rules linked below. Service-cost amounts are planning allowances, not quotes.

Read the calculation methodology

FAQ

Common questions

How do I calculate net proceeds from selling a house?

Start with the sale price and subtract the mortgage payout, penalty, commission and tax, legal/discharge fees, preparation, and moving costs.

Does this calculator estimate my home value?

No. You enter the expected sale price. The tool is for proceeds planning, not appraisal or valuation.

Compare Canadian buyer- and seller-agent fee quotes, taxes, contributions, rebates, service scope, agreement terms, and unanswered questions without assuming a standard commission.

Read the guide